Monday, September 22, 2014
It is a good question – and one on which there seems to be no definitive agreement even amongst insurers themselves. Perhaps the most straight forward answer, therefore, may be found by consulting either a specialist insurance provider or your insurer directly about the kind of cover you need for the haulage or delivery business you are in.
The following are some of the considerations which may point you in the right direction when weighing up van or haulage insurance:
Although these considerations might point you in the general direction of deciding whether you need haulage or van insurance, they are by no means definitive standards. Yet, if you get it wrong, and need to make a claim on, say, your van insurance but the insurer considered haulage insurance to be necessary, your claim might be rejected.
The potential cost of making the wrong decision, therefore, may be sufficient reason to consult the experts in this field, specialist insurance providers. With the expertise and experience typically gained by such providers, you may only need to describe the kind of haulage or courier business in which you are involved in order for the appropriate haulage or van insurance to be arranged.